RBI-aligned loan advisory · Pan-India
Credit, structured
with intent.
For MSMEs, professionals, and property owners who want the right desk — not a louder advertisement. Twenty-plus banks. Zero hidden charges.
Partner desks
- HDFC Bank
- ICICI Bank
- Axis Bank
- Kotak Mahindra
- + 16 more
Products
Capital for the work, not the brochure.
Methodology
Five steps. No theatre.
- 01
Consult
A precise conversation about the use of funds, the books, and the timeline. No pitch deck.
- 02
Collect
Digital, encrypted document collection. You upload once; we format for every desk.
- 03
Match
We score bank appetite against your profile — rate, tenure, collateral, and speed.
- 04
Sanction
We sit in the sanction process, push back on junk conditions, and lock optimal terms.
- 05
Disburse
Funds in the operating account. Then a relationship manager who does not disappear.
Live desk
Check the number before you call.
Indicative only — we still underwrite the file. Rates shown are mid-points of current partner ranges.
Pre-set to the product’s mid rate — slide up to 24% p.a. to stress-test any quote.
Indicative EMI
— /mo
- Your rate
- Total interest
- Payable
- Range
This screen is a policy sketch, not a sanction. Partner banks apply their own underwriting.
The Secured advantage
A financial roadmap, not a form.
One roof, many desks
Access to 20+ banks and NBFCs without running a circus of relationship managers yourself.
Banking relationships
Applications that arrive complete, in the language credit committees already trust.
Fee clarity
Every rupee of cost is itemised. If a charge is not on the sheet, it is not in the deal.
A named manager
One person owns your file from first call to disbursal — and the refinance after that.
Our story
GA
Gaurav Amin · Founder
Born from the floor. Built for trust.
The work started at Bajaj Finserv — on the ground, in the queue, watching people lose months to forms they could not parse. The gap was not credit. It was translation. Secured Finserv exists to sit between banking complexity and the person who actually needs the money.
Expertise from the ground up — bridging the gap between banking complexity and customer clarity.
Customer first
Every desk we pick, every document we ask for, is judged against your financial well-being — not a lender’s monthly target.
Transparency
No hidden charges. Processing fees, insurance, and prepayment terms are on the table before you sign, not after.
Expert guidance
Institutional knowledge from the ground — CAM notes, FOIR, LTV — translated into a language you can actually use.
Trust & integrity
We build for the second loan, not the first commission. Relationships outlast the disbursal.
FAQ
Straight answers.
Are you a lender?
No. Secured Finserv is an RBI-aligned loan advisory. We structure the file and place it with banks and NBFCs. You borrow from the institution that sanctions — we do not sit on the credit.
Do you charge the borrower hidden fees?
No hidden charges. Any professional fee is disclosed in writing before we proceed. Lender processing fees and insurance, if applicable, come from the bank’s own schedule and are shown to you in advance.
How fast is disbursal?
Complete salaried personal-loan files can move in a few days. MSME, LAP, and machinery files depend on banking, legal, and technical — we run those in parallel so the calendar is honest, not optimistic.
What if I already have a loan?
Balance transfer and top-up are core work. If the incumbent desk is expensive or rigid, we price a move and only recommend it when the net interest and fee math is in your favour.
Do you operate outside metro cities?
Yes. Coverage is pan-India. Document collection is digital; bank inspections and legal, where needed, are coordinated locally.
Is my data shared with every partner bank?
No. We share your file only with desks we intend to place — after you know which ones, and why.
Enquiry
Tell the desk what you need.
Three short steps. We return within one working day — or continue the same brief on WhatsApp at +91 96864 49486.
Bring the books. Leave with a structure.
A manager replies within a working day. Or skip the form and open a live desk on WhatsApp.